What does the Sim National Bank (SNBank) mod do in The Sims 4?
Sim National Bank (SNBank) for The Sims 4
Sim National Bank (SNBank) is a Sims 4 mod by SimRealist (with roBurky). It adds a bank app where Sims open and manage real bank accounts apart from the household funds.
At a glance
- Creator
- SimRealist (with roBurky)
- Type
- Script mod (.ts4script)
- Price
- Free. Public version is name your own price on itch.io. The title says '(Public)', so Patreon members may get versions earlier.
- Get it
- The creator's page, checked on October 28, 2026
What it does
- Open several accounts of different types from the phone app.
- Shared or joint accounts; add or remove owners later.
- Direct deposit rules to send income to different accounts.
- Transfers to any account, yours or another Sim's.
- Debit cards per account that arrive by mail and can pay bills and shopping.
- Account history of every debit and credit.
- When a Sim dies, joint owners or household members keep the money.
- Works with SNB Bills and SNB Financial Center (loans) from the same team.
How to install it
- Download the zip from itch.io (name your own price).
- Unzip it into your Mods folder, with script files no more than one folder deep.
- Turn on Script Mods Allowed in Game Options > Other and restart.
- Open the bank from the phone: Open New SNBank Account.
Does it work with the latest patch?
Version 3.2.1.2, page updated Oct 28, 2026. The creator lists it as compatible with the Oct 27, 2026 patch (PC 1.129.39.1030 / Mac 1.129.39.1230).
After every game update, check the creator's page before you play. If the game breaks, read your newest error file with the LastException reader, and see what the last patch changed.
Known conflicts
- Direct deposit and debit cards do not work with LittleMsSam's Allowance mod; pick one.
- Each account holds at most 9,999,999 simoleons (game limit); open another account for more.
- Shopping screens still check the household balance before charging an SNB account.
More popular mods
Questions
What is SNB in Sims 4?
Sim National Bank, a banking mod by SimRealist.
Is SNB Bank updated for the latest patch?
Yes. Version 3.2.1.2 lists the Oct 27, 2026 patch as compatible.
How do I turn off the SNB music?
Use the cheat snb.music off. It resets when you restart the game.
Do I need SNB Bills too?
No, it is a separate mod, but it links into the bank app if you have both.